The Policy Incubator supports novel approaches for increasing resilience through the development of visionary ideas, encouragement of innovative thinkers, and the advancement of workable on-the-ground solutions.


The award winning Policy Incubator is:

thought leader, supporting innovative and potentially transformative approaches to building resilience.

test kitchen, where promising policies are analyzed and researched, giving support and grounding to visionary ideas.

voice for the public good, committed to resilience opportunities that benefit everyone.

An independent convener, bridging disciplines and sectors, combining perspectives, translating across boundaries, and promoting collaboration through evidence-based policy design and analysis.

trusted source for independent analysis, workable tools, and implementable solutions.

Equitable Resilience


Promoting Nature-based Solutions

Linking Risk Reduction
& Risk Transfer

Closing The
Disaster Insurance Gap

Research Topics

Equitable Resilience

Upgrading Flood Insurance

Linking Risk Reduction
& Risk Transfer

Policies for Dynamic
Coastal Risk

Closing The
Disaster Insurance Gap

Digital Dialogues


Governmental Partners:

City of Portland Housing Bureau, Oregon

From 2018 – 2020, the Policy Incubator partnered with Reed College and the Portland Housing Bureau to help improve flood insurance affordability in the Lents and Powellhurst-Gilbert neighborhoods.  Research focused on gaining a better understanding of flood insurance literacy, willingness-to pay for flood insurance, and flood risk perceptions.  Learn more about ongoing work here.

New York City Mayor’s Office of Resiliency

Since 2019, the Policy Incubator has been partnering with the NYC Mayor’s Office of Resiliency (MOR) and their interagency NFIP Working Group to explore innovative insurance concepts that could complement the NFIP.  Members of MOR staff are serving in an advisory board member capacity for projects evaluating risk transfer tools to assist with climate adaptation goals.  The partnership is also exploring options for helping low income households with financial recovery from floods and other disasters. The Incubator is also partnering with MOR on education around risk transfer.

California Department of Insurance's Climate and Sustainability Branch

Since 2019, the Policy Incubator has partnered with the California Department of Insurance’s Climate and Sustainability Branch on topics of innovative risk transfer.  The Branch seeks to address the threat of climate change by working with California and international leaders in climate science, public policy, and the insurance sector.  The Deputy Commissioner on Climate and Sustainability is currently serving on the advisory board for interrelated projects exploring the role of risk transfer in climate adaptation. The Branch is offering feedback to the Policy Incubator on how certain concepts could be tailored to meet the needs of Californian communities.  In addition, the Executive Director of the Risk Center is the vice-chair of the Climate Insurance working group established by the California Insurance Commissioner to find innovative solutions to the risks posed by climate change.

District of Columbia’s Department of Energy & Environment

Since 2020, the Policy Incubator has been partnering with the District of Columbia’s Department of Energy & Environment.  In conjunction with various other stakeholders, the partnership is exploring policy tools DC could use to help with financial recovery from floods in lower-income neighborhoods of the city.

Incubator Sponsors:

Our corporate and research sponsors help make the work of the Policy Incubator possible. We wish to thank all our partners for their generous support.

Lloyd’s Tercentenary Research Foundation

Wharton Risk Management
and Decision Processes Center

St. Leonard’s Court | Suite 130
3819 Chestnut Street
Philadelphia, PA  19104