Papers

Netusil, N. R., C. Kousky, S. Neupane, W. Daniel, and H. Kunreuther (2021). The Willingness to Pay for Flood Insurance. Land Economics. Available at SSRN #3703019

Tonn, G., Reilly, A., Czajkowski, J., Ghaedi, H., & Kunreuther, H. (2020). US Transportation Infrastructure Resilience: Influences of Insurance, Incentives, and Public AssistanceTransport Policy. Volume 100, January 2021, Pp 108-119.

Kunreuther, H. (2020). Risk Management Solutions for Climate Change–Induced Disasters. Risk Analysis. DOI: 10.1111/risa.1361.

Collier, B.L., A.F. Haughwout, H.C. Kunreuther, and E.O. Michel-Kerjan (2020). Firms’ Management of Infrequent Shocks. Journal of Money, Credit and Banking, 52(6): 1329-1359, DOI:10.1111/jmcb.12674

Collier, B. L. (2020). Strengthening Local Credit Markets Through Lender-Level Index Insurance. Journal of Risk and Insurance, 87(2): 319-349, DOI: 10.1111/jori.12277

Collier, B. L. and M.A. Ragin (2020). The Influence of Sellers on Contract Choice: Evidence from Flood Insurance. Journal of Risk and Insurance, 87(2): 523-557, DOI: 10.1111/jori.12280

Bhatia, S., L. Walasek, P. Slovic, and H. Kunreuther (forthcoming) The More Who Die, the Less We Care: Evidence from Natural Language Analysis of Online News Articles and Social Media Posts.  Risk Analysis.

Kunreuther, H., & P. Slovic (2020) Learning from the Pandemic to Address Climate ChangeManagement and Business Review, 1(1), 1-8.

Melumad, S., & R. Meyer (2020). Full Disclosure: How Smartphones Enhance Consumer Self-DisclosureJournal of Marketing84(3), 28-45.

Simmons, K. M., J. Czajkowski, and P. Kovacs (2020). Building Code Effectiveness Grading Schedule Participation Analysis. International Journal of Disaster Resilience in the Built Environment. ISSN: 1759-5908

Bento, A.M., M.R. Jacobsen, C.R. Knittel, and A.A. van Benthem (2020). Estimating the Costs and Benefits of Fuel Economy Standards. In: M.J. Kotchen, J.H. Stock, and C.D. Wolfram (eds.). Environmental and Energy Policy and the Economy 1.

Wing, O., N, Pinter, P. Bates, and C. Kousky (2020). New insights into US flood vulnerability revealed from flood insurance big data. Nature Communications 11: 1444.

Kousky, C. and S. Light (2019). Insuring Nature. Duke Law Journal 69: 323-376.

Light, S.E. (2019). The Role of Universities in Private Environmental Governance Experimentalism33 Organization & Environment 57.

Kousky, C., Ritchie, L., Tierney, K. and B. Lingle (2019). Return on Investment Analysis and its Applicability to Community Disaster Preparedness Activities: Calculating Costs and Returns. International Journal of Disaster Risk Reduction, 41.

Pless, J., and A.A. van Benthem (2019). Pass-Through as a Test for Market Power: An Application to Solar Subsidies. American Economic Journal: Applied Economics 11(4): 367-401.

Wilson, M. T. and C. Kousky (2019). The Long Road to Adoption: How Long Does it Take to Adopt Updated County-Level Flood Insurance Rate Maps? Risk, Hazards, & Crisis in Public Policy

Kousky, C. (2019). The Role of Natural Disaster Insurance in Recovery and Risk Reduction.  Annual Review of Resource Economics11.

Botzen, W. W., Kunreuther, H., Czajkowski, J., & de Moel, H. (2019). Adoption of Individual Flood Damage Mitigation Measures in New York City: An Extension of Protection Motivation Theory.  Risk Analysis.

Simmons, K. M., Czajkowski, J., & Done, J. M. (2019). Building code economic performance under variable wind risk.  Mitigation and adaptation strategies for global change, 24(2), 235-258.

Pauly, M. V., & Kunreuther, H. (2019). Responses to losses in high-deductible health insurance: persistence, emotions, and rationality. Behavioural Public Policy, 3(1), 72-86.

Haer, T., Botzen, W. W., & Aerts, J. C. (2019). Advancing disaster policies by integrating dynamic adaptive behaviour in risk assessments using an agent-based modelling approach.  Environmental Research Letters, 14(4), 044022.

Kunreuther, H., & Pauly, M. (2018). Behavioral Economics of Multiperiod Insurance Purchasing Behavior: The Role of Emotions.  Foundations and Trends® in Microeconomics, 12(2), 109-199.

Collier, B. L., & Ragin, M. A. (2018). The Influence of Sellers on Contract Choice: Evidence from Flood Insurance.  Journal of Risk and Insurance.

Montgomery, M., & Kunreuther, H. (2018). Pricing storm surge risks in Florida: Implications for determining flood insurance premiums and evaluating mitigation measures.  Risk Analysis, 38(11), 2275-2299.

Ripberger, J. T., Jenkins‐Smith, H. C., Silva, C. L., Czajkowski, J., Kunreuther, H., & Simmons, K. M. (2018). Tornado damage mitigation: homeowner support for enhanced building codes in Oklahoma.  Risk analysis, 38(11), 2300-2317.

Ballesteros, L., & Kunreuther, H. (2018). Organizational Decision Making Under Uncertainty Shocks (No. w24924). National Bureau of Economic Research.

Kunreuther, H. (2018). Improving the National Flood Insurance Program.  Behavioural Public Policy, 1-15.

Mirchi, A., Watkins, D. W., Engel, V., Sukop, M. C., Czajkowski, J., Bhat, M., … & Weisskoff, R. (2018). A hydro-economic model of South Florida water resources system. Science of the Total Environment, 628, 1531-1541.

Kunreuther, H. (2018). Reauthorizing the National Flood Insurance Program.  Issues in Science and Technology, 34(3), 37-50.

Simmons, K. M., Czajkowski, J., & Done, J. M. (2018). Economic effectiveness of implementing a statewide building code: the case of Florida.  Land Economics, 94(2), 155-174.

Robinson, P. J., & Botzen, W. J. (2018). The impact of regret and worry on the threshold level of concern for flood insurance demand: Evidence from Dutch homeowners.  Judgment and Decision Making, 13(3), 237-245.

Kunreuther, H., & Pauly, M. V. (2018). Dynamic insurance decision-making for rare events: The role of emotions. The Geneva Papers on Risk and Insurance-Issues and Practice, 43(2), 335-355.

Kunreuther, H. (2018). All‐hazards homeowners insurance: Challenges and opportunities. Risk Management and Insurance Review, 21(1), 141-155.

Kousky, C. (2018). Financing flood losses: A discussion of the National Flood Insurance Program.  Risk Management and Insurance Review, 21(1), 11-32.

Kousky, C., & Kunreuther, H. (2018). Risk management roles of the public and private sector.  Risk Management and Insurance Review, 21(1), 181-204.

Michel‐Kerjan, E., & Kunreuther, H. (2018). A successful (yet somewhat untested) case of disaster financing: Terrorism insurance under TRIA, 2002–2020.  Risk Management and Insurance Review, 21(1), 157-180.

Done, J. M., Simmons, K. M., & Czajkowski, J. (2018). Relationship between residential losses and hurricane winds: role of the Florida building code.  ASCE-ASME Journal of Risk and Uncertainty in Engineering Systems, Part A: Civil Engineering, 4(1), 04018001.

Light, S.E. (2018). Regulatory Horcruxes, 67 Duke Law Journal 1647.

Aerts, J. C., Botzen, W. J., Clarke, K. C., Cutter, S. L., Hall, J. W., Merz, B., … & Kunreuther, H. (2018). Integrating human behaviour dynamics into flood disaster risk assessmentNature Climate Change, 8(3), 193.

Harari, M., and E. La Ferrara (2018). Conflict, Climate and Cells: a Disaggregated Analysis. Review of Economics and Statistics 100 (4), 594-608.

Kousky, C., Michel-Kerjan, E. O., & Raschky, P. A. (2018). Does federal disaster assistance crowd out flood insurance?.  Journal of Environmental Economics and Management, 87, 150-164.

Czajkowski, J., Engel, V., Martinez, C., Mirchi, A., Watkins, D., Sukop, M. C., & Hughes, J. D. (2018). Economic impacts of urban flooding in South Florida: Potential consequences of managing groundwater to prevent salt water intrusion.  Science of the Total Environment, 621, 465-478.

Atreya,. A. & Kunreuther, H. (2018).  Assessing community resilience: mapping the community rating system (CRS) against the 6C-4R frameworks. Environmental Hazards, 1-20.

Bin, O., Czajkowski, J., Li, J., & Villarini, G. (2017). Housing market fluctuations and the implicit price of water quality: Empirical evidence from a South Florida housing market.  Environmental and Resource Economics, 68(2), 319-341.

Cornell, N. & Light, S.E. (2017). Wrongful Benefit & Arctic Drilling, 50 U.C. Davis Law Review 1845.

Czajkowski, J., Simmons, K. M., & Done, J. M. (2017). Demonstrating the intensive benefit to the local implementation of a statewide building code.  Risk Management and Insurance Review, 20(3), 363-390. 2018 RMIR Award for Best Article by the American Risk and Insurance Association (ARIA).

Kousky, C., & Michel‐Kerjan, E. (2017). Examining flood insurance claims in the United States: Six key findings.  Journal of Risk and Insurance, 84(3), 819-850.

Kunreuther, H., Dorman, J., Edelman, S., Jones, C., Montgomery, M., & Sperger, J. (2017). Structure specific flood risk based insurance.  Journal of Extreme Events, 4(03), 1750011.

Collier, B. L., Schwartz, D., Kunreuther, H. C., & Michel-Kerjan, E. O. (2017).  Risk preferences in small and large stakes: Evidence from insurance contract decisions  (w23579). National Bureau of Economic Research.

Atreya, A., Czajkowski, J., Botzen, W., Bustamante, G., Campbell, K., Collier, B., … & Montgomery, M. (2017). Adoption of flood preparedness actions: A household level study in rural communities in Tabasco, Mexico.  International Journal of Disaster Risk Reduction, 24, 428-438.

Ittner, C. D., & Michels, J. (2017). Risk-based forecasting and planning and management earnings forecasts.  Review of Accounting Studies, 22(3), 1005-1047.

Kousky, C. (2017). Disasters as learning experiences or disasters as policy opportunities? Examining flood insurance purchases after hurricanes.  Risk Analysis, 37(3), 517-530.

Hudson, P., Botzen, W. W., Czajkowski, J., & Kreibich, H. (2017). Moral hazard in natural disaster insurance markets: empirical evidence from Germany and the United States.  Land Economics, 93(2), 179-208.

Botzen, W. W., Kunreuther, H. C., & Michel-Kerjan, E. O. (2017).  Protecting against disaster risks: Why insurance and prevention may be complements. University of Pennsylvania. Wharton School. Risk Management and Decision Processes Center.

Xian, S., Lin, N., & Kunreuther, H. (2017). Optimal house elevation for reducing flood-related lossesJournal of Hydrology, 548, 63-74.

Czajkowski, J., Villarini, G., Montgomery, M., Michel-Kerjan, E., & Goska, R. (2017). Assessing current and future freshwater flood risk from North Atlantic tropical cyclones via insurance claims. Scientific Reports, 7, 41609.

Kousky, C., & Shabman, L. (2017). Federal funding for flood risk reduction in the US: Pre-or post-disaster?  Water Economics and Policy, 3(01), 1771001.

Shao, W., Xian, S., Lin, N., Kunreuther, H., Jackson, N., & Goidel, K. (2017). Understanding the effects of past flood events and perceived and estimated flood risks on individuals’ voluntary flood insurance purchase behavior.  Water Research, 108, 391-400.

Tonn, G. L., Guikema, S. D., Ferreira, C. M., & Quiring, S. M. (2016). Hurricane Isaac: a longitudinal analysis of storm characteristics and power outage risk.  Risk Analysis, 36(10), 1936-1947.

Kunreuther, H., & Lyster, R. (2016). The role of public and private insurance in reducing losses from extreme weather events and disasters.  Asia Pacific Journal of Environmental Law, 19, 29-54.

Meyer, R. J., & Hutchinson, J. W. (2016). (When) Are We Dynamically Optimal? A Psychological Field Guide for Marketing Modelers.  Journal of Marketing, 80(5), 20-33.

Czajkowski, J., Cunha, L. K., Michel-Kerjan, E., & Smith, J. A. (2016). Toward economic flood loss characterization via hazard simulation.  Environmental Research Letters, 11(8), 084006.

Botzen, W. W., Michel-Kerjan, E., Kunreuther, H., de Moel, H., & Aerts, J. C. (2016). Political affiliation affects adaptation to climate risks: Evidence from New York City.  Climatic Change, 138(1-2), 353-360.

Atreya, A., & Kunreuther, H. (2016). Measuring Community Resilience: The Role of the Community Rating System (CRS). SSRN 2788230.

Kunreuther, H. (2016). Reducing losses from catastrophes: Role of insurance and other policy tools.  Environment: Science and Policy for Sustainable Development, 58(1), 30-37.

Czajkowski, J. (2016). Moving from risk assessment to risk reduction: An economic perspective on decision making in natural disasters. In: Frontiers of Engineering: Reports on Leading-Edge Engineering from the 2015 Symposium. National Academies Press.

Xiao, E., & Kunreuther, H. (2016). Punishment and cooperation in stochastic social dilemmas.  Journal of Conflict Resolution, 60(4), 670-693.

Atreya, A., & Ferreira, S. (2015). Seeing is believing? Evidence from property prices in inundated areas.  Risk Analysis, 35(5), 828-848.

Botzen, W. W., Kunreuther, H., & Michel-Kerjan, E. (2015). Divergence between individual perceptions and objective indicators of tail risks: Evidence from floodplain residents in New York City. Judgment and Decision Making, 10(4), 365-385.

Light, S.E. (2015). The New Insider Trading: Environmental Markets within the Firm, 34 Stanford Environmental Law Journal 3.

Light, S.E. & Orts, E.W. (2015). Parallels in Public and Private Environmental Governance, 5 Michigan Journal of Environmental & Administrative Law 1.

van Benthem, A.A. (2015). Energy LeapfroggingJournal of the Association of Environmental and Resource Economists 2(1): 93-132.

Kunreuther, H. (2015). The role of insurance in reducing losses from extreme events: The need for public–private partnerships.  The Geneva Papers on Risk and Insurance-Issues and Practice, 40(4), 741-762. Recipient of the 2015 Shin Research Excellence Award from The Geneva Association and the International Insurance Society.

Kunreuther, H., & Michel-Kerjan, E. (2015). Demand for fixed-price multi-year contracts: Experimental evidence from insurance decisions.  Journal of Risk and Uncertainty, 51(2), 171-194.

Kunreuther, H., & Pauly, M. (2015).  Insurance decision-making for rare events: the role of emotions (No. w20886). National Bureau of Economic Research.

Michel-Kerjan, E., Czajkowski, J., & Kunreuther, H. (2015). Could flood insurance be privatised in the United States? A primer. The Geneva Papers on Risk and Insurance-Issues and Practice, 40(2), 179-208.

Michel‐Kerjan, E., Raschky, P., & Kunreuther, H. (2015). Corporate demand for insurance: New evidence from the US terrorism and property markets.  Journal of Risk and Insurance, 82(3), 505-530.

Vorobeychik, Y., Kimbrough, S., & Kunreuther, H. (2015). A framework for computational strategic analysis: Applications to iterated interdependent security games.  Computational Economics, 45(3), 469-500.

Zhao, W., Kunreuther, H., & Czajkowski, J. (2015). Affordability of the national flood insurance program: Application to Charleston County, South Carolina. Natural Hazards Review, 17(1), 04015020.

Gong, M., Heal, G., Krantz, D. H., Kunreuther, H., & Weber, E. U. (2014). The role of subsidies in coordination games with interconnected risk.  Journal of Behavioral Decision Making, 27(5), 395-407.

Kunreuther, H., Gupta, S., Bosetti, V., Cooke, R., Dutt, V., Ha-Duong, M., … & Weber, E. (2014). Integrated risk and uncertainty assessment of climate change response policies. In: Climate Change 2014: Mitigation of Climate Change: Working Group III Contribution to the Fifth Assessment Report of the Intergovernmental Panel on Climate Change (IPCC) (pp. 151-206). Cambridge University Press.

Kousky, C. (2014). Informing climate adaptation: A review of the economic costs of natural disasters.  Energy Economics, 46, 576-592.

Kunreuther, H., & Weber, E. U. (2014). Aiding decision making to reduce the impacts of climate change.  Journal of consumer policy, 37(3), 397-411.

Knowles, S. G., & Kunreuther, H. C. (2014). Troubled waters: The national flood insurance program in historical perspective.  Journal of Policy History, 26(3), 327-353.

Kousky, C. (2014). Managing shoreline retreat: a US perspective.  Climatic Change, 124(1-2), 9-20.

Czajkowski, J., & Done, J. (2014). As the wind blows? Understanding hurricane damages at the local level through a case study analysis.  Weather, climate, and society, 6(2), 202-217.

Meyer, R. J., Baker, J., Broad, K., Czajkowski, J., & Orlove, B. (2014). The dynamics of hurricane risk perception: Real-time evidence from the 2012 Atlantic hurricane season.  Bulletin of the American Meteorological Society, 95(9), 1389-1404.

Kousky, C., & Kunreuther, H. (2014). Addressing affordability in the national flood insurance program. Journal of Extreme Events, 1(01), 1450001.

Czajkowski, J., & Simmons, K. M. (2014). Convective storm vulnerability: Quantifying the role of effective and well-enforced building codes in minimizing Missouri hail property damage.  Land Economics, 90(3), 482-508.

Czajkowski, J., Villarini, G., Michel-Kerjan, E., & Smith, J. A. (2013). Determining tropical cyclone inland flooding loss on a large scale through a new flood peak ratio-based methodology.  Environmental Research Letters, 8(4), 044056.

Czajkowski, J., Kunreuther, H., & Michel‐Kerjan, E. (2013). Quantifying riverine and storm‐surge flood risk by single‐family residence: Application to Texas.  Risk Analysis, 33(12), 2092-2110.

Atreya, A., Ferreira, S., & Kriesel, W. (2013). Forgetting the flood? An analysis of the flood risk discount over time.  Land Economics, 89(4), 577-596.

Meyer, R., Broad, K., Orlove, B., & Petrovic, N. (2013). Dynamic simulation as an approach to understanding hurricane risk response: Insights from the Stormview lab.  Risk analysis, 33(8), 1532-1552.

Michel‐Kerjan, E., Hochrainer‐Stigler, S., Kunreuther, H., Linnerooth‐Bayer, J., Mechler, R., Muir‐Wood, R., … & Young, M. (2013). Catastrophe risk models for evaluating disaster risk reduction investments in developing countries.  Risk analysis, 33(6), 984-999.

Kunreuther, H., Michel-Kerjan, E., & Ranger, N. (2013). Insuring future climate catastrophes.  Climatic Change, 118(2), 339-354.

Gromet, D. M., Kunreuther, H., & Larrick, R. P. (2013). Political ideology affects energy-efficiency attitudes and choices.  Proceedings of the National Academy of Sciences, 110(23), 9314-9319.

Kunreuther, H., Heal, G., Allen, M., Edenhofer, O., Field, C. B., & Yohe, G. (2013). Risk management and climate change.  Nature Climate Change, 3(5), 447.

Gong, M., Baron, J., & Kunreuther, H. (2013). Why do groups cooperate more than individuals to reduce risks?  Theory and decision, 75(1), 101-116.

Kunreuther, H., Meyer, R., & Michel-Kerjan, E. (2013). Overcoming decision biases to reduce losses from natural catastrophes.  In: Behavioral Foundations of Policy, 398-413.

Schade, C., Kunreuther, H., & Koellinger, P. (2012). Protecting against low‐probability disasters: The role of worry.  Journal of Behavioral Decision Making, 25(5), 534-543.

Meyer, R. J. (2012). Failing to learn from experience about catastrophes: The case of hurricane preparedness.  Journal of Risk and Uncertainty, 45(1), 25-50.

Kleindorfer, P. R., Kunreuther, H., & Ou-Yang, C. (2012). Single-year and multi-year insurance policies in a competitive market.  Journal of Risk and Uncertainty, 45(1), 51-78.

Michel‐Kerjan, E., Lemoyne de Forges, S., & Kunreuther, H. (2012). Policy tenure under the US national flood insurance program (NFIP).  Risk Analysis: An International Journal, 32(4), 644-658.

Heal, G., & Kunreuther, H. (2011).  Tipping climate negotiations. (No. w16954). National Bureau of Economic Research.

Michel-Kerjan, E., Raschky, P., & Kunreuther, H. (2011).  Corporate demand for insurance: An empirical analysis of the US market for catastrophe and non-catastrophe risks. (No. w17403). National Bureau of Economic Research.

Kunreuther, H., & Michel-Kerjan, E. (2011). People get ready: Disaster preparedness.  Issues in Science and Technology28(1), 39-50.

Michel-Kerjan, E., & Kunreuther, H. (2011). Redesigning flood insurance.  Science333(6041), 408-409.

Pauly, M. V., Menzel, K., Kunreuther, H., & Hirth, R. A. (2011). Guaranteed renewability uniquely prevents adverse selection in individual health insurance.  Journal of Risk and Uncertainty, 43(2), 127.

Czajkowski, J., Simmons, K., & Sutter, D. (2011). An analysis of coastal and inland fatalities in landfalling US hurricanes.  Natural Hazards, 59(3), 1513-1531.

McGraw, A. P., Todorov, A., & Kunreuther, H. (2011). A policy maker’s dilemma: Preventing terrorism or preventing blame. Organizational Behavior and Human Decision Processes, 115(1), 25-34.

Czajkowski, J. (2011). Is it time to go yet? Understanding household hurricane evacuation decisions from a dynamic perspective.  Natural Hazards Review, 12(2), 72-84.

Michel-Kerjan, E., & Raschky, P. A. (2011). The effects of government intervention on the market for corporate terrorism insurance. European Journal of Political Economy, 27, S122-S132.

Cabantous, L., Hilton, D., Kunreuther, H., & Michel-Kerjan, E. (2011). Is imprecise knowledge better than conflicting expertise? Evidence from insurers’ decisions in the United States.  Journal of Risk and Uncertainty, 42(3), 211-232.

Yin, H., Pfaff, A., & Kunreuther, H. (2011). Can environmental insurance succeed where other strategies fail? The case of underground storage tanks.  Risk Analysis: An International Journal, 31(1), 12-24.

Kunreuther, H. C. K., & Michel-Kerjan, E. O. (2010). Overcoming Myopia: Learning from the BP oil spill and other catastrophes.  The Milken Institute Review, 51.

Jaffee, D., Kunreuther, H., & Michel-Kerjan, E. (2010). Long-term property insurance.  Journal of Insurance Regulation, 29(7), 167-187.

Heal, G., & Kunreuther, H. (2010). Social reinforcement: cascades, entrapment, and tipping.  American Economic Journal: Microeconomics, 2(1), 86-99.

Michel‐Kerjan, E. O., & Kousky, C. (2010). Come rain or shine: Evidence on flood insurance purchases in Florida.  Journal of Risk and Insurance, 77(2), 369-397.

Oktem, U. G., Wong, R., & Oktem, C. (2010). Near-miss management: Managing the bottom of the risk pyramid. Risk Reg (Special Issue on close calls, near misses and early warnings), 12-13.

Gong, M., Baron, J., & Kunreuther, H. (2009). Group cooperation under uncertainty.  Journal of Risk and Uncertainty, 39(3), 251.

Bakshi, N., & Kleindorfer, P. (2009). Co‐opetition and investment for supply‐chain resilience.  Production and Operations Management, 18(6), 583-603.

Kunreuther, H., Silvasi, G., Bradlow, E., & Small, D. (2009). Bayesian analysis of deterministic and stochastic prisoner’s dilemma games.  Judgment and Decision Making, 4(5), 363.

Kunreuther, H. C., & Michel-Kerjan, E. O. (2009). The development of new catastrophe risk markets.  Annu. Rev. Resour. Econ., 1(1), 119-137.

Kunreuther, H. (2008). Reducing losses from catastrophic risks through long-term insurance and mitigation.  Social Research: An International Quarterly, 75(3), 905-930.

Muermann, A., & Kunreuther, H. (2008). Self-protection and insurance with interdependencies.  Journal of Risk and Uncertainty, 36(2), 103-123.

Michel-Kerjan, E., & Morlaye, F. (2008). Extreme events, global warming, and insurance-linked securities: How to trigger the “tipping point.” The Geneva Papers on Risk and Insurance-Issues and Practice, 33(1), 153-176.

Carlson, K. A., Janiszewski, C., Keeney, R. L., Krantz, D. H., Kunreuther, H. C., Luce, M. F., … & Von Winterfeldt, D. (2008). A theoretical framework for goal-based choice and for prescriptive analysis.  Marketing Letters, 19(3-4), 241-254.

Kunreuther, H. C., & Michel-Kerjan, E. O. (2007). Climate change, insurability of large-scale disasters and the emerging liability challenge. Penn Law Review, 155(6): 1795-1842.

Heal, G., & Kunreuther, H. (2007). Modeling interdependent risks.  Risk Analysis: An International Journal, 27(3), 621-634.

Accident Epidemiology and the RMP Rule: Learning from a Decade of Accident History Data for the U.S. Chemical Industry.  Final Report for Cooperative Agreement R‐83033301 between the Wharton Risk Management and Decision Processes Center and the Office of Emergency Management, U.S. Environmental Protection Agency(2007).

Baker, J., Bowman, F.L., Erwin, G., Gorton, S., Hendershot, D., Leveson, N., Priest, S., Rosenthal, I., Tebo, P., Wiegmann, D. and Wilson, L., (2007). The Report of the BP U.S. Refineries Independent Safety Review Panel.

Krantz, D. H., & Kunreuther, H. (2007).  Goals and plans in protective decision makingJudgment and Decision Making, 2(3): 137–168.

Michel‐Kerjan, E., & Pedell, B. (2006). How Does the Corporate World Cope with Mega‐Terrorism? Puzzling Evidence from Terrorism Insurance Markets.  Journal of Applied Corporate Finance, 18(4): 61-75.

Kunreuther, H., & Pauly, M. (2006). Rules rather than discretion: Lessons from Hurricane Katrina.  Journal of risk and Uncertainty, 33(1-2): 101-116.

Braun, M., Fader, P. S., Bradlow, E. T., & Kunreuther, H. (2006). Modeling the “pseudodeductible” in insurance claims decisions.  Management Science, 52(8), 1258-1272.

Rosenthal, I., Kleindorfer, P. R., & Elliott, M. R. (2006). Predicting and confirming the effectiveness of systems for managing low‐probability chemical process risks.  Process safety progress, 25(2), 135-155.

Heal, G., & Kunreuther, H. (2006).  Supermodularity and tipping.  (No. w12281). National Bureau of Economic Research.

Heal, G., Kearns, M., Kleindorfer, P., & Kunreuther, H. (2006). Interdependent security in interconnected networks. In: Seeds of disaster, roots of response: How private action can reduce public vulnerability, 258-275.

Kunreuther, H., & Pauly, M. (2005). Terrorism losses and all perils insurance.  Journal of Insurance Regulation, 23(4), 3.

Heal, G., & Kunreuther, H. (2005). IDS models of airline security.  Journal of Conflict Resolution, 49(2), 201-217.

Smyth, A. W., Altay, G., Deodatis, G., Erdik, M., Franco, G., Gülkan, P., … & Yüzügüllü, O. (2004). Probabilistic benefit-cost analysis for earthquake damage mitigation: Evaluating measures for apartment houses in Turkey.  Earthquake Spectra, 20(1), 171-203.

Elliott, M. R., Wang, Y., Lowe, R. A., & Kleindorfer, P. R. (2004). Environmental justice: frequency and severity of US chemical industry accidents and the socioeconomic status of surrounding communities.  Journal of Epidemiology & Community Health, 58(1), 24-30.

Kunreuther, H., & Pauly, M. (2004). Neglecting disaster: why don’t people insure against large losses?  Journal of Risk and Uncertainty, 28(1), 5-21.

Kunreuther, H., & Heal, G. (2003). Interdependent security.  Journal of Risk and Uncertainty, 26(2-3), 231-249.

Kleindorfer, P. R., Belke, J. C., Elliott, M. R., Lee, K., Lowe, R. A., & Feldman, H. I. (2003). Accident epidemiology and the US chemical industry: accident history and worst‐case data from RMP* Info.  Risk Analysis: An International Journal, 23(5), 865-881.

Phimister, J. R., Oktem, U., Kleindorfer, P. R., & Kunreuther, H. (2003). Near‐miss incident management in the chemical process industry.  Risk Analysis: An International Journal, 23(3), 445-459.

Kunreuther, H. C., & Linnerooth‐Bayer, J. (2003). The financial management of catastrophic flood risks in emerging‐economy countries.  Risk Analysis: An International Journal, 23(3), 627-639.

Kunreuther, H. C., McNulty, P. J., & Kang, Y. (2002). Third-party inspection as an alternative to command and control regulation.  Risk Analysis, 22(2), 309-318.

Kunreuther, H. (2002). Risk Analysis and Risk Management in an Uncertain World.  Risk Analysis: An International Journal, 22(4), 655-664.

Kunreuther, H., Novemsky, N., & Kahneman, D. (2001). Making low probabilities useful.  Journal of Risk and Uncertainty, 23(2), 103-120.

Jenkins‐Smith, H., & Kunreuther, H. (2001). Mitigation and Benefits Measures as Policy Tools for Siting Potentially Hazardous Facilities: Determinants of Effectiveness and Appropriateness. Risk Analysis, 21(2), 371-382.

Kunreuther, H. (2000). Insurance as cornerstone for public-private sector partnerships.  Natural Hazards Review, 1(2), 126-136.

Kunreuther, H. (1999). Insurance as an integrating policy tool for disaster management: The role of public-private partnerships.  Earthquake spectra, 15(4), 725-745.

Kleindorfer, P. R., & Kunreuther, H. (1999). The complementary roles of mitigation and insurance in managing catastrophic risks.  Risk Analysis, 19(4), 727-738.

Kleindorfer, P. R., & Orts, E. W. (1998). Informational regulation of environmental risks.  Risk Analysis, 18(2), 155-170.

Er, J., Kunreuther, H. C., & Rosenthal, I. (1998). Utilizing third‐party inspections for preventing major chemical accidents.  Risk Analysis, 18(2), 145-153.

Kunreuther, H., & Bowman, E. H. (1997). A dynamic model of organizational decision making: Chemco revisited six years after Bhopal.  Organization Science, 8(4), 404-413.

Kunreuther, H., & Meszaros, J. (1997).  Organizational choice under ambiguity: decision making in the chemical industry following Bhopal.  Organizational decision making, 61.

Doherty, N. (1997). Insurance markets and climate change.  Geneva Papers on Risk and Insurance. Issues and Practice, 223-237.

Kunreuther, H., Slovic, P., & MacGregor, D. (1996). Risk perception and trust: challenges for facility siting.  Risk, 7, 109.

Freeman, P. K., & Kunreuther, H. (1996). The roles of insurance and well‐specified standards in dealing with environmental risks.  Managerial and decision economics, 17(5), 517-530.

Kunreuther, H., & Easterling, D. (1996). The role of compensation in siting hazardous facilities.  Journal of Policy Analysis and Management, 15(4), 601-622.

Hogarth, R. M., & Kunreuther, H. (1995). Decision making under ignorance: Arguing with yourself.  Journal of Risk and Uncertainty, 10(1), 15-36.

Pauly, M. V., Kunreuther, H., & Hirth, R. (1995). Guaranteed renewability in insurance.  Journal of Risk and Uncertainty, 10(2), 143-156.

Johnson, E. J., Hershey, J., Meszaros, J., & Kunreuther, H. (1993).  Framing, probability distortions, and insurance decisions.  Journal of risk and uncertainty, 7(1), 35-51.

Hogarth, R. M., & Kunreuther, H. (1992). Pricing insurance and warranties: Ambiguity and correlated risks.  The Geneva Papers on Risk and Insurance Theory, 17(1), 35-60.

Gregory, R., Kunreuther, H., Easterling, D., & Richards, K. (1991). Incentives policies to site hazardous waste facilities.  Risk Analysis, 11(4), 667-675.

Camerer, C. F., & Kunreuther, H. (1989). Decision processes for low probability events: Policy implications.  Journal of Policy Analysis and Management, 8(4), 565-592.

Bowman, E., & Kunreuther, H. (1988). Post‐Bhopal Behaviour at a Chemical Company.  Journal of Management Studies, 25(4), 387-400.

Kunreuther, H. (1984). Causes of underinsurance against natural disasters.  Geneva Papers on Risk and Insurance, 206-220.

Kunreuther, H. (1969). Extensions of Bowman’s theory on managerial decision-making.  Management Science, 15(8), B-415.

Netusil, N. R., Kousky, C., Neupane, S., Daniel, W. and Kunreuther, H. (2020). The Willingness to Pay for Flood Insurance. Wharton Risk Center working paper. Forthcoming Land Economics (accepted August 7, 2020; anticipated publication date November 2021). Available at SSRN #3703019

Kunreuther, H. and P. Slovic (2020). Learning from the COVID-19 Pandemic to Address Climate Change. Wharton Risk Center working paper.

Robinson, P.J., W.J.W Botzen, H. Kunreuther, and S.J. Chaudhry (2020).  Default Options and Insurance Demand.  NBER working paper #w27381

Mol, J.M., W.J.W. Botzen, J.E. Blasch, E.C. Kranzler, and H.C. Kunreuther (2020). All by myself? Testing descriptive social norm-nudges to increase flood preparedness among homeowners. SSRN working paper.

Chaudhry, S., M. Hand, and H. Kunreuther (2020).  Broad bracketing for low probability events. NBER working paper #w27319

Cui, Z., G. Heal, and H. Kunreuther (2020). Covid-19, Shelter-In Place Strategies and Tipping. NBER working paper #w27124

Kunreuther, H. and M.V. Pauly (2020). Do People Have a Bias for Low-Deductible Insurance?  NBER working paper #w26994

Kunreuther, H. (2020) Dealing with Pandemics: The Role of Risk Perception and Biases.  Wharton Risk Center working paper.

Ballesteros, L., & Kunreuther, H. (2018). Organizational Decision Making Under Uncertainty Shocks (No. w24924). National Bureau of Economic Research.

Collier, B. L., Schwartz, D., Kunreuther, H. C., & Michel-Kerjan, E. O. (2017).  Risk preferences in small and large stakes: Evidence from insurance contract decisions  (w23579). National Bureau of Economic Research.

Botzen, W. W., Kunreuther, H. C., & Michel-Kerjan, E. O. (2017).  Protecting against disaster risks: Why insurance and prevention may be complements. University of Pennsylvania. Wharton School. Risk Management and Decision Processes Center.

Michel-Kerjan, E. O., Atreya, A., & Czajkowski, J. (2016).  Learning over time from FEMA’s Community Rating System (CRS) and its link to flood resilience measurement.  Working Paper.

Collier, B. L., Haughwout, A. F., Kunreuther, H. C., Michel-Kerjan, E. O., & Stewart, M. A. (2016).  Firms’ management of infrequent shocks (No. w22612). National Bureau of Economic Research.

Atreya, A., & Kunreuther, H. (2016). Measuring Community Resilience: The Role of the Community Rating System (CRS). SSRN 2788230.

Atreya, A., S. Hanger, H. Kunreuther, J. Linnerooth-Bayer, and E. Michel-Kerjan (2015). A Comparison of Residential Flood Insurance Markets In 25 Countries. Working Paper.

Kunreuther, H., & Pauly, M. (2015).  Insurance decision-making for rare events: the role of emotions (No. w20886). National Bureau of Economic Research.

Kunreuther, H., Slovic, P., & Olson, K. (2014). Fast and slow thinking in the face of catastrophic risk. SSRN 2488653.

Czajkowski, J., Kunreuther, H., & Michel-Kerjan, E. (2012). A Methodological Approach for Pricing Flood Insurance and Evaluating Loss Reduction Measures: Application to Texas. Risk Management and Decision Processes Center, the Wharton School, University of Pennsylvania.

Kunreuther, H., & Weber, E. U. (2012). Facilitating and aiding human decisions to adapt to or mitigate the impacts of climate change. Risk Management and Decision Processes Center, the Wharton School, University of Pennsylvania.

Ou-Yang, C., & Doherty, N. (2011).  Parimutuel Insurance for Hedging Against Catastrophic Risk. Working Paper 2011–08, University of Pennsylvania, The Wharton School, Philadelphia.

Heal, G., & Kunreuther, H. (2011).  Tipping climate negotiations. (No. w16954). National Bureau of Economic Research.

Michel-Kerjan, E., Raschky, P., & Kunreuther, H. (2011).  Corporate demand for insurance: An empirical analysis of the US market for catastrophe and non-catastrophe risks. (No. w17403). National Bureau of Economic Research.

Heal, G., & Kunreuther, H. (2006).  Supermodularity and tipping.  (No. w12281). National Bureau of Economic Research.

Heal, G., & Kunreuther, H. (2003). You only die once: Managing discrete interdependent risks.  (No. w9885). National Bureau of Economic Research.