The Policy Incubator supports novel approaches for increasing resilience through the development of visionary ideas, encouragement of innovative thinkers, and the advancement of workable on-the-ground solutions.

Overview

The Policy Incubator is:

thought leader, supporting innovative and potentially transformative approaches to building resilience.

test kitchen, where promising policies are analyzed and researched, giving support and grounding to visionary ideas.

voice for the public good, committed to resilience opportunities that benefit everyone.

An independent convener, bridging disciplines and sectors, combining perspectives, translating across boundaries, and promoting collaboration through evidence-based policy design and analysis.

trusted source for independent analysis, workable tools, and implementable solutions.

Equitable Resilience

Research
Topics

Upgrading Flood Insurance

Linking Risk Reduction
& Risk Transfer

Closing The
Disaster Insurance Gap

Research Topics

Equitable Resilience

Upgrading Flood Insurance

Linking Risk Reduction
& Risk Transfer

Policies for Dynamic
Coastal Risk

Closing The
Disaster Insurance Gap

Updates from the Policy Incubator

Resilience Lab Notes

Recent Blog Posts:

Moving the Needle on Closing the Flood Insurance Gap

In October 2018, the Wharton Risk Center’s Policy Incubator hosted a workshop designed to evaluate policy options for expanding the number of people with flood insurance in the United States. In our most recent issue brief, we present seven approaches that workshop participants felt had the potential to generate substantial increases in take-up rates across the country.

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How Insurance Companies Influence Households’ Flood Insurance Choices

Households face a high-stakes problem in selecting an insurance contract. How much coverage should they buy? What deductible should they choose?  In a recent study, forthcoming in The Journal of Risk and Insurance, we find that the coverage households select for their flood insurance depends on which insurer sells them the contract.

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Local Solutions to Flood Insurance Affordability

In a new issue brief, we examine Portland’s Flood Insurance Savings Program in detail, discussing its structure, participants, and impact on flood insurance premiums. We also identify lessons learned that may be useful to other communities struggling with flood insurance affordability and to policymakers considering NFIP reform.

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Digital Dialogues

EXPERT IDEATION TO SOLVE POLICY CHALLENGES

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Wharton Risk Management
and Decision Processes Center

St. Leonard’s Court | Suite 130
3819 Chestnut Street
Philadelphia, PA  19104

P: 215-898-5688
F: 215-573-2130