The Policy Incubator supports novel approaches for increasing resilience through the development of visionary ideas, encouragement of innovative thinkers, and the advancement of workable on-the-ground solutions.
The Policy Incubator is:
A thought leader, supporting innovative and potentially transformative approaches to building resilience.
A test kitchen, where promising policies are analyzed and researched, giving support and grounding to visionary ideas.
A voice for the public good, committed to resilience opportunities that benefit everyone.
An independent convener, bridging disciplines and sectors, combining perspectives, translating across boundaries, and promoting collaboration through evidence-based policy design and analysis.
A trusted source for independent analysis, workable tools, and implementable solutions.
Upgrading Flood Insurance
Linking Risk Reduction
& Risk Transfer
Policies for Dynamic
Disaster Insurance Gap
Updates from the Policy Incubator
Resilience Lab Notes
Recent Blog Posts:
The Policy Incubator and the Insurance Information Institute teamed up to sponsor a “hack-for-resilience” route at this year’s PennApps, the nation’s first student-run college hackathon. In total, 44 teams participated, developing projects to improve various aspects of disaster preparedness, response, and recovery. We highlight the top ten here.
While take-up rates in many parts of the country remain low for flood insurance, there are places where many households are insured and, surprisingly, places where most flood insurance is purchased outside of the FEMA-mapped high-risk areas. We offer three findings about residential NFIP purchases as demonstrated in three maps.
For many people, their insurance agent is the person they turn to for advice on flood insurance. But many insurance agents do not understand flood insurance either. Last month, Oregon became the fifth state in the country to try and improve insurance agent understanding about flood insurance by creating a flood-specific continuing education requirement.
EXPERT IDEATION TO SOLVE POLICY CHALLENGES
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Wharton Risk Management
and Decision Processes Center
St. Leonard’s Court | Suite 130
3819 Chestnut Street
Philadelphia, PA 19104