The Policy Incubator supports novel approaches for increasing resilience through the development of visionary ideas, encouragement of innovative thinkers, and the advancement of workable on-the-ground solutions.
The Policy Incubator is:
A thought leader, supporting innovative and potentially transformative approaches to building resilience.
A test kitchen, where promising policies are analyzed and researched, giving support and grounding to visionary ideas.
A voice for the public good, committed to resilience opportunities that benefit everyone.
An independent convener, bridging disciplines and sectors, combining perspectives, translating across boundaries, and promoting collaboration through evidence-based policy design and analysis.
A trusted source for independent analysis, workable tools, and implementable solutions.
Upgrading Flood Insurance
Linking Risk Reduction
& Risk Transfer
Policies for Dynamic
Disaster Insurance Gap
Updates from the Policy Incubator
Resilience Lab Notes
Recent Blog Posts:
In October 2018, the Wharton Risk Center’s Policy Incubator hosted a workshop designed to evaluate policy options for expanding the number of people with flood insurance in the United States. In our most recent issue brief, we present seven approaches that workshop participants felt had the potential to generate substantial increases in take-up rates across the country.
Households face a high-stakes problem in selecting an insurance contract. How much coverage should they buy? What deductible should they choose? In a recent study, forthcoming in The Journal of Risk and Insurance, we find that the coverage households select for their flood insurance depends on which insurer sells them the contract.
In a new issue brief, we examine Portland’s Flood Insurance Savings Program in detail, discussing its structure, participants, and impact on flood insurance premiums. We also identify lessons learned that may be useful to other communities struggling with flood insurance affordability and to policymakers considering NFIP reform.
EXPERT IDEATION TO SOLVE POLICY CHALLENGES
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Wharton Risk Management
and Decision Processes Center
St. Leonard’s Court | Suite 130
3819 Chestnut Street
Philadelphia, PA 19104